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Frequently asked questions

Plain answers.
No ceremony.

Everything we're most often asked about merchant cash advances and our process. If something isn't here, our team will answer it directly.

An advance of capital in exchange for a set portion of future sales — not a loan. Repaid through small daily or weekly remittances from card sales or bank deposits.

Remittance is tied to a percentage of daily sales and syncs with your cash flow. Approval is faster and credit requirements are less stringent than a bank loan.

Most businesses with consistent card sales or bank deposits. Approval is based mainly on revenue and trends, not credit score.

Typically $5,000–$100,000, based on revenue, volume, and stability.

A pre-agreed amount drawn from daily card transactions and/or bank deposits.

Decisions often in 24–48 hours; funds in your account within 1–3 business days.

Most advances are unsecured, based on future sales. Some cases may require a guarantee.

Yes — approval is based primarily on business revenue and cash flow.

Retail, restaurants, healthcare, e-commerce, services, and more — consistent revenue is the key.

Often yes — a renewal or top-up once part of the initial advance is repaid.

Complete the online application; our team reviews promptly. If approved, funds can arrive in as little as 48 hours.

Use them across business needs — payroll, inventory, marketing, equipment, expansion.

Contact our support team to discuss options.

Phone, email, or the contact form — happy to help with any questions.

Still have questions?

Talk to our underwriting team.

info@arbat-capital.io

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